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Pet Insurance · Illinois

Illinois Pet Insurance
Because Pets Are Family Too

Affordable pet insurance through Fetch Pet Insurance — covering accidents, illnesses, and wellness care so unexpected vet bills never force an impossible choice.

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🐾Any Licensed Vet — No network restrictions — visit any vet.
🚨Accidents & Illness — Comprehensive coverage for both.
🌿Wellness Add-On — Optional routine care coverage available.
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No obligation · Takes 2 minutes · Bilingual service available
Free 14+ Carriers Same-Day Coverage Available
Coverage Options

What's Covered

As an independent agency we shop multiple carriers to find the right coverage at the best price for your specific situation.

🚨
Accident Coverage

Emergency vet visits, surgeries, and treatment for accidental injuries — broken bones, lacerations, swallowed objects.

🩺
Illness Coverage

Diagnosis and treatment of illnesses including cancer, infections, diabetes, allergies, and hereditary conditions.

💊
Prescription Medications

Covers prescription drugs for covered conditions.

🔬
Diagnostics & Imaging

X-rays, MRIs, ultrasounds, bloodwork, and other diagnostic tests.

🏥
Specialist & Emergency Care

Referrals to veterinary specialists and emergency animal hospitals.

🌿
Wellness Add-On

Routine care — annual exams, vaccinations, flea and tick prevention, and dental cleanings.

Carrier Partners for This Line
Fetch Pet Insurance
Common Questions

Frequently Asked Questions

Answers to the questions we hear most. Don't see yours? Call us at (847) 637-8890.

When should I enroll my pet?+
The sooner the better. Pet insurance does not cover pre-existing conditions, so enrolling while young and healthy means more conditions are covered. Most carriers accept pets from 8 weeks of age.
Are pre-existing conditions covered?+
No. A condition your pet had before the policy start date or waiting period is generally excluded by all carriers.
How does reimbursement work?+
You pay the vet at the time of service, then submit a claim. After your deductible and co-pay, the insurer reimburses you — typically within days to a few weeks.
Does pet insurance cover all breeds?+
Most carriers cover all breeds, but some breed-specific hereditary conditions may be excluded. We review your specific pet's options before recommending a policy.
Is there a waiting period?+
Yes — typically 14 days for illnesses and 2-5 days for accidents after the policy start date. Orthopedic conditions may have longer waiting periods.
Can I use any veterinarian?+
Fetch Pet Insurance allows you to visit any licensed veterinarian, specialist, or emergency animal hospital in the US or Canada — no network restrictions.

Questions? We're
Here to Help

Licensed, local, and ready to find you the best coverage available — in English or Spanish.